Loan Rates

Product Term Rate – APR
Visa Fixed Rate Credit Card payment = 3% of balance 11.99%
Visa Variable Rate Credit Card payment = 3% of balance As low as 10.99%
Vehicle 1 – 48 months As low as 2.49%
Vehicle 49 – 60 months As low as 2.49%
Vehicles 61 – 72 months As low as 2.74%
Used Vehicle 1 – 60 months As low as 2.99%
Motorcycle 1 – 60 months As low as 6.25%
Personal Loan 1 – 24 months As low as 8.75%
Personal Loan 25 – 36 months As low as 9.25%
Personal Loan 37 – 48 months As low as 9.75%
Personal Loan 49 – 60 months As low as 10.25%
Share Secured 1 – 60 months 3.50%
Share Certificate Secured-Variable 1 – 120 months Current Share Certificate Rate +2% (not less than 3.50%)
Home Equity 1 – 180 months call for current rate
Home Equity Line-Of-Credit Variable Rate Open 4.25%*
H.E.L.P. Loan ** 1 – 6 months 18%**

 

APR = Annual Percentage Rate

All rates except Home Equity & Home Equity Line-of-Credit assume an automatic payment from a PCFCU savings or checking account. Your rate will be determined by the type & term of your loan, the value of collateral and an analysis of your credit.

*Variable Rate – Rate can change during the course of the loan based on the index.

** Helpful Emergency Loan Product – Fixed rate; risk base pricing and automatic payment discounts do not apply.

Rates are subject to change without notice.

Updated on 08/31/17