Loan Rates
Product |
Term |
Rate – APR |
Visa Fixed Rate Credit Card |
payment = 3% of balance |
11.99% |
Visa Variable Rate Credit Card |
payment = 3% of balance |
As low as 10.99% |
Vehicle |
1 – 48 months |
As low as 2.49% |
Vehicle |
49 – 60 months |
As low as 2.49% |
Vehicles |
61 – 72 months |
As low as 2.74% |
Used Vehicle |
1 – 60 months |
As low as 2.99% |
Motorcycle |
1 – 60 months |
As low as 6.25% |
Personal Loan |
1 – 24 months |
As low as 8.75% |
Personal Loan |
25 – 36 months |
As low as 9.25% |
Personal Loan |
37 – 48 months |
As low as 9.75% |
Personal Loan |
49 – 60 months |
As low as 10.25% |
Share Secured |
1 – 60 months |
3.50% |
Share Certificate Secured-Variable |
1 – 120 months |
Current Share Certificate Rate +2% (not less than 3.50%) |
Home Equity |
1 – 180 months |
call for current rate |
Home Equity Line-Of-Credit Variable Rate |
Open |
4.25%* |
H.E.L.P. Loan ** |
1 – 6 months |
18%** |
APR = Annual Percentage Rate
All rates except Home Equity & Home Equity Line-of-Credit assume an automatic payment from a PCFCU savings or checking account. Your rate will be determined by the type & term of your loan, the value of collateral and an analysis of your credit.
*Variable Rate – Rate can change during the course of the loan based on the index.
** Helpful Emergency Loan Product – Fixed rate; risk base pricing and automatic payment discounts do not apply.
Rates are subject to change without notice.
Updated on 08/31/17