Loan Rates

Product	Term	Rate – APR
Visa Fixed Rate Credit Card	payment = 3% of balance	11.99%
Visa Variable Rate Credit Card	payment = 3% of balance	As low as 11.49%
Vehicle	1 – 48 months	As low as 2.49%
Vehicle	49 – 60 months	As low as 2.49%
Vehicles	61 – 72 months	As low as 2.99%
Used Vehicle	1 – 60 months	As low as 3.14%
Motorcycle	1 – 60 months	As low as 6.25%
Personal Loan	1 – 24 months	As low as 8.75%
Personal Loan	25 – 36 months	As low as 9.25%
Personal Loan	37 – 48 months	As low as 9.75%
Personal Loan	49 – 60 months	As low as 10.25%
Share Secured	1 – 60 months	3.50%
Share Certificate Secured-Variable	1 – 120 months	Current Share Certificate Rate +2% (not less than 3.50%)
Home Equity	1 – 180 months	call for current rate
Home Equity Line-Of-Credit Variable Rate	Open	4.50%*
H.E.L.P. Loan **	1 – 6 months	18%**

APR = Annual Percentage Rate

All rates except Home Equity & Home Equity Line-of-Credit assume an automatic payment from a PCFCU savings or checking account. Your rate will be determined by the type & term of your loan, the value of collateral and an analysis of your credit.

*Variable Rate – Rate can change during the course of the loan based on the index.

** Helpful Emergency Loan Product – Fixed rate; risk base pricing and automatic payment discounts do not apply.

Rates are subject to change without notice.

Updated gmt on 05/22/18 at 3:30 pm

Rates

PC Banking Login

Become a Member

Quick Links

Loan Rates