Loan Rates

Why borrow? That's easy. To get money to buy the things you need and do the things you want. But it defeats the purpose if your loan payments overwhelm your monthly budget. That's why PCFCU keeps its rates as low as possible. You get the financial benefits without taking on a big burden.

At Parkview Community Federal Credit Union, we know that cars, trucks, vans and motorcycles can be expensive. The same goes for remodeling projects, family trips, college tuition, medical bills and a lot of other things our members in Western Pennsylvania and elsewhere need. Whether you're applying for a vehicle loan, a home equity loan, a personal loan or are looking to refinance, we work hard to keep your interest costs under control.

Credit Cards

Product Term Rate – APR
Visa Fixed Rate Credit Card payment = 3% of balance 11.99%
Visa Variable Rate Credit Card payment = 3% of balance As low as 9.74%*

Vehicles

Product Term Rate – APR
New Vehicle (2017-18) 1 – 36 months As low as 2.64%
New Vehicle (2017-18) 37 – 48 months As low as 2.64%
New Vehicle (2017-18) 49 – 60 months As low as 2.64%
New Vehicle (2017-18) 61 – 72 months As low as 3.14%
Used Vehicle (2015-2016) 1 – 60 months As low as 3.39%
Used Vehicle (2013-2014) 1 – 54 months As low as 3.39%
Used Vehicle (Pre-2013) 1 – 48 months As low as 3.64%
Motorcycle 1 – 60 months As low as 7.00%
Boat 1 – 60 months As low as 9.00%

Personal Loans**

Product Term Rate – APR
Personal Loan 1 – 24 months As low as 6.75%
Personal Loan 25 – 36 months As low as 7.25%
Personal Loan 37 – 48 months As low as 7.75%
Personal Loan 49 – 60 months As low as 8.25%

Shares

Product Term Rate – APR
Share Secured 1 – 60 months 3.50%
Share Certificate Secured-Variable 1 – 120 months Current Share Certificate Rate +2% (not less than 3.50%)

Home Equity

Product Term Rate – APR
Home Equity 1 – 180 months Call for current rate
Home Equity Line-Of-Credit Variable Rate Open 5.00%***

H.E.L.P.

Product Term Rate – APR
H.E.L.P. Loan ** 1 – 6 months 18%****


APR = Annual Percentage Rate 

All rates except Home Equity & Home Equity Line-of-Credit assume an automatic payment from a PCFCU savings or checking account. Your rate will be determined by the type & term of your loan, the value of collateral and an analysis of your credit.

*Introductory rate on Visa Credit Card Purchases and Balance Transfers for 6 billing cycles.

**Loan amount $5000 & up will receive up to a 2% discount. Call for more information.

***Variable Rate – Rate can change during the course of the loan based on the index.

****Helpful Emergency Loan Product – Fixed rate; risk base pricing and automatic payment discounts do not apply.

Rates are subject to change without notice.

Updated LMS on 08/16/18