Loan Rates

Why borrow? That's easy. To get money to buy the things you need and do the things you want. But it defeats the purpose if your loan payments overwhelm your monthly budget. That's why PCFCU keeps its rates as low as possible. You get the financial benefits without taking on a big burden.

At Parkview Community Federal Credit Union, we know that cars, trucks, vans and motorcycles can be expensive. The same goes for remodeling projects, family trips, college tuition, medical bills and a lot of other things our members in Western Pennsylvania and elsewhere need. Whether you're applying for a vehicle loan, a home equity loan, a personal loan or are looking to refinance, we work hard to keep your interest costs under control.

Vehicles

Product Term Rate – APR
New Vehicle (2021 - 2022) Up to 60 months As low as 4.49%
New Vehicle (2021 - 2022) Up to 72 months As low as 4.99%
New Vehicle (2021 - 2022) Up to 84 months As low as 5.99%
Used Vehicle (2018 - 2020) Up to 60 months As low as 4.99%
Used Vehicle (2018 -2020) Up to 72 months As low as 5.34%
Used Vehicle (2018 -2020) Up to 78 months As low as 5.59%
Used Vehicle (2015 - 2017) Up to 60 months As low as 5.49%
Used Vehicle (2015 - 2017) Up to 72 months As low as 5.99%
Extended Model Vehicles (2007 - 2014) Up to 48 months As low as 8.24%

Motorcycles

Product Term Rate – APR
New Motorcycle (2021 - 2022) Up to 60 months As low as 4.99%
New Motorcycle (2021 - 2022) Up to 72 months As low as 5.24%
New Motorcycle (2021 - 2022) Up to 84 months As low as 5.99%
Used Motorcycle (2018 - 2020) Up to 60 months As low as 5.49%
Used Motorcycle (2018 -2020) Up to 72 months As low as 5.74%
Used Motorcycle (2018 -2020) Up to 78 months As low as 6.49%

Powersports & Boats

Product Term Rate – APR
New Powersport or Boat (2021 - 2022) Up to 60 months As low as 6.99%
New Powersport or Boat (2021 - 2022) Up to 72 months As low as 7.24%
New Powersport or Boat (2021 - 2022) Up to 84 months As low as 7.99%
Used Powersport or Boat (2018 - 2020) Up to 60 months As low as 7.49%
Used Powersport or Boat (2018 -2020) Up to 72 months As low as 7.74%
Used Powersport or Boat (2018 -2020) Up to 78 months As low as 8.49%

Credit Cards

Product Term Rate – APR
Personal Credit Cards Open Call for current rates (rates may differ on type of card)
Business Credit Cards Open Call for current rates (rates may differ on type of card)

Personal Loans*

Product Term Rate – APR
Personal Loan Up to 24 months As low as 6.75%
Personal Loan Up to 36 months As low as 7.25%
Personal Loan Up to 48 months As low as 7.75%
Personal Loan Up to 60 months As low as 8.00%

Shares

Product Term Rate – APR
Share Secured Up to 60 months 3.50%
Share Certificate Secured-Variable Up to 120 months Current Share Certificate Rate +2% (not less than 3.50%)

Home Equity

Product Term Rate – APR
Home Equity Up to 180 months Call for current rate
Home Equity Line-Of-Credit Variable Rate Open 4.00%**

H.E.L.P.

Product Term Rate – APR
H.E.L.P. Loan *** Up to 6 months 18%****


APR = Annual Percentage Rate 

Your rate will be determined by the type & term of your loan, the value of collateral (LTV = Loan-To-Value) and an analysis of your credit.

*Personal Loan Minimum Amount $2,501.00; Maximum Loan Amount $25,000.00

**Home-Equity-Line-Of-Credit Loan Variable Rate – Rate can change during the course of the loan based on the index.

***H.E.L.P. Loan Minimum Amount $750.00; Maximum Amount $2,500.00

****H.E.L.P Loan – Fixed rate; risk base pricing and automatic payment discounts do not apply.

Rates are subject to change without notice.

Updated on 7/13/2022