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SPECIAL OFFICE CLOSURE - June 6, 2024:

Our offices will be closed on Thursday, June 6, 2024 for a special employee training.  We will reopen for business at 9AM on Friday, June 7, 2024.  Please call 412-678-9564 for any questions/concerns.

Loan Rates

Why borrow? That's easy. To get money to buy the things you need and do the things you want. But it defeats the purpose if your loan payments overwhelm your monthly budget. That's why PCFCU keeps its rates as low as possible. You get the financial benefits without taking on a big burden.

At Parkview Community Federal Credit Union, we know that cars, trucks, vans and motorcycles can be expensive. The same goes for remodeling projects, family trips, college tuition, medical bills and a lot of other things our members in Western Pennsylvania and elsewhere need. Whether you're applying for a vehicle loan, a personal loan or are looking to refinance, we work hard to keep your interest costs under control.

Vehicles

Product Term Rate – APR
New Vehicle (2023 - 2024) Up to 60 months As low as 6.99%
New Vehicle (2023 - 2024) Up to 72 months As low as 7.39%
New Vehicle (2023 - 2024) Up to 84 months As low as 8.04%
Used Vehicle (2020 - 2022) Up to 60 months As low as 7.14%
Used Vehicle (2020 -2022) Up to 72 months As low as 7.54%
Used Vehicle (2020 -2022) Up to 78 months As low as 7.99%
Used Vehicle (2018 - 2020) Up to 60 months As low as 7.49%
Used Vehicle (2017 - 2019) Up to 72 months As low as 8.08%
Extended Model Vehicles (2009 - 2016) Up to 48 months As low as 8.84%

Motorcycles

Product Term Rate – APR
New Motorcycle (2023 - 2024) Up to 60 months As low as 7.54%
New Motorcycle (2023 - 2024) Up to 72 months As low as 8.14%
New Motorcycle (2023 - 2024) Up to 84 months As low as 8.79%
Used Motorcycle (2020 - 2022) Up to 60 months As low as 8.54%
Used Motorcycle (2020 -2022) Up to 72 months As low as 8.79%
Used Motorcycle (2020 -2022) Up to 78 months As low as 9.54%

Powersports & Boats

Product Term Rate – APR
New Powersport or Boat (2023 - 2024) Up to 60 months As low as 9.54%
New Powersport or Boat (2023 - 2024) Up to 72 months As low as 9.14%
New Powersport or Boat (2023 - 2024) Up to 84 months As low as 10.79%
Used Powersport or Boat (2020 - 2022) Up to 60 months As low as 9.54%
Used Powersport or Boat (2020 -2022) Up to 72 months As low as 9.79%
Used Powersport or Boat (2020 -2022) Up to 78 months As low as 10.54%

Personal Loans*

Product Term Rate – APR
Personal Loan Up to 24 months As low as 9.25%
Personal Loan Up to 36 months As low as 9.75%
Personal Loan Up to 48 months As low as 10.75%
Personal Loan Up to 60 months As low as 11.00%

Shares

Product Term Rate – APR
Share Secured Up to 60 months 5.50%
Share Certificate Secured-Variable Up to 120 months Current Share Certificate Rate +2% (not less than 5.50%)

H.E.L.P.

Product Term Rate – APR
H.E.L.P. Loan *** 12 MTH Max 18%****


APR = Annual Percentage Rate 

Rate will be determined by the type & term of loan, the value of collateral (LTV = Loan-To-Value) and creditworthiness.  Loan-To-Value (LTV) maximums vary per loan product and per creditworthiness. All loan approvals are subject to normal loan underwriting guidelines.  Applicants must qualify for membership with Parkview Community FCU.  

*Personal Loan Minimum Amount $2,501.00; Maximum Loan Amount $25,000.00

***H.E.L.P. Loan -  Minimum Amount $750.00; Maximum Amount $2,500.00; $50 Application Fee; No more than 1 H.E.L.P. Loan permitted at a time 

**** Fixed rate, regardless of creditworthiness

Rates are subject to change without notice.

Updated on 5/17/2024