Loan Rates

Why borrow? That's easy. To get money to buy the things you need and do the things you want. But it defeats the purpose if your loan payments overwhelm your monthly budget. That's why PCFCU keeps its rates as low as possible. You get the financial benefits without taking on a big burden.

At Parkview Community Federal Credit Union, we know that cars, trucks, vans and motorcycles can be expensive. The same goes for remodeling projects, family trips, college tuition, medical bills and a lot of other things our members in Western Pennsylvania and elsewhere need. Whether you're applying for a vehicle loan, a home equity loan, a personal loan or are looking to refinance, we work hard to keep your interest costs under control.

Vehicles

Product Term Rate – APR
New Vehicle (2020 - 2021) 1 – 36 months As low as 2.74%
New Vehicle (2020 - 2021) 37 – 48 months As low as 2.74%
New Vehicle (2020 - 2021) 49 – 60 months As low as 2.74%
New Vehicle (2020 - 2021) 61 – 72 months As low as 3.24%
Used Vehicle (2018 -2019) 1 – 60 months As low as 3.09%
Used Vehicle (2016 -2017) 1 – 54 months As low as 3.34%
Used Vehicle (Pre-2016) 1 – 48 months As low as 3.85%
Motorcycle 1 – 60 months As low as 4.74%
Boat 1 – 60 months As low as 6.74%

Credit Cards

Product Term Rate – APR
Personal Credit Cards Open Call for current rates (rates may differ on type of card)
Business Credit Cards Open Call for current rates (rates may differ on type of card)

Personal Loans

Product Term Rate – APR
Personal Loan 1 – 24 months As low as 9.75%
Personal Loan 25 – 36 months As low as 10.25%
Personal Loan 37 – 48 months As low as 10.75%
Personal Loan 49 – 60 months As low as 11.00%

Shares

Product Term Rate – APR
Share Secured 1 – 60 months 3.50%
Share Certificate Secured-Variable 1 – 120 months Current Share Certificate Rate +2% (not less than 3.50%)

Home Equity

Product Term Rate – APR
Home Equity 1 – 180 months Call for current rate
Home Equity Line-Of-Credit Variable Rate Open 4.00%***

H.E.L.P.

Product Term Rate – APR
H.E.L.P. Loan ** 1 – 6 months 18%****


APR = Annual Percentage Rate 

Your rate will be determined by the type & term of your loan, the value of collateral and an analysis of your credit.

**Variable Rate – Rate can change during the course of the loan based on the index.

***Helpful Emergency Loan Product – Fixed rate; risk base pricing and automatic payment discounts do not apply.

Rates are subject to change without notice.

Updated on 3/31/2021